What you must know before buying a Chapter 7 or Chapter 13 personal bankruptcy software. You can get professional results with your limited budget on bankruptcy filing. Don't buy low-cost but also low in quality software. Most of them are not up-to-date! Make sure the product passes the American Legal Review recommendation.What You Need To Know Before Buying Chapter 7 or 13 Bankruptcy Software
“Pro se” or do it yourself filing without the assistance of an attorney is the cheapest way of filing bankruptcy. Although you can download the official court forms for free, you should at least consider buying a complete bankruptcy software that is valid for your local state laws. The bankruptcy kit should also contain all the necessary forms with comprehensive instructions on how to fill it up with your data. Some bankruptcy software is designed exclusively for Chapter 7 only while others include Chapter 13 also. One of the most important factor to consider in choosing the right bankruptcy software is how up-to-date the forms and instructions are. For example, there is a recent update to the court-mandated forms last December 2008. Don’t just settle for the cheapest do-it-yourself kit that you can find. Always check the accuracy and completeness of the software you are about to buy.
Important Factors to Consider When Buying a Bankruptcy Software
- Must include information on how to fill out the ‘Means Test’ form to determine the type of bankruptcy you will file. You should be able to learn how to calculate your median income with easy instructions.
- Up-to-date legal content and instructions.
- Must produce forms that are legal and valid for your local bankruptcy court.
- Comprehensive step-by-step instruction that ordinary people can understand.
- Instructions written by qualified attorney with experience in the field of bankruptcy.
- Must have completed sample documents to illustrate how to fill up the official forms with your data. A sample Chapter 13 repayment plan is also a good option.
- Can be downloaded and used instantly.
- Can work with the computer that you are currently using (Mac or PC) with no additional software to buy.
- Free technical support in case you experience problems with the software.
- Suggestions on how to present your completed bankruptcy forms to the court.
- Tips on appearing before the bankruptcy trustee during the creditor’s meeting or 341 meeting.
- 100% money-back guarantee should a document not be accepted by the court due to error in its base form.
Fortunately, there is a bankruptcy software that meets all the above criteria. It might even surprise you if you later find out the professional version of the same software is used by attorneys, paralegals and legal document preparation professionals.
I strongly recommend you check the details on how you can buy Standard Legal’s Personal Bankruptcy Software. This Chapter 7 & 13 legal software can help you quickly, easily and affordably file bankruptcy yourself. This product is also recommended by the “American Legal Review.”
Other Personal Bankruptcy Softwares That Almost Made It
Here’s a short list of other legal softwares but did not meet all the criteria above. Most of these failed to mention when was the product last updated. If they can’t say it, then they haven’t made any update at all!
- Socrates Media – Chapter 7 only and unknown last update. Price: $29.95
- Find Legal Forms – Chapter 7 only. Also unknown last update. Price: $39.95
Do You Have A Backup Plan?
What is your back-up plan if something goes wrong? It’s always a wise decision to talk to a lawyer first. You may want to get confirmation if you should file Chapter 7 or Chapter 13. You can schedule a free bankruptcy evaluation (Chapter 7 or Chapter 13). You don’t have any obligation to hire but keep the attorney’s name handy. It’s better to have a ‘PLAN B’ in case you change your mind.
