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What You Need To Know Before Buying A Chapter 13 Bankruptcy Software

Personal Bankruptcy Filing Kit

Complete Chapter 7 & Chapter 13 Bankruptcy Kit

All forms are included with clear examples and step-by-step guide. Produces court accepted documents for all U.S. states. Fully up-to-date, including latest court-mandated updates!

Click here for details

“Pro se” or do it yourself filing without the assistance of an attorney is the cheapest way of filing bankruptcy. Although you can download the official Ch 13 bankruptcy forms for free, you should at least consider buying a complete Chapter 13 bankruptcy software that is valid for your local state laws. The kit should also contain all the necessary forms with comprehensive instructions on how to fill it up with your data. One of the most important factor to consider in choosing the right bankruptcy product is how up-to-date the forms and instructions are. For example, there is a recent update to the court-mandated forms last December 2008. Don’t just settle for the cheapest do-it-yourself Chapter 13 bankruptcy software that you can find. Always check the accuracy and completeness of the product you are about to buy.

Factors to Check When Buying a Chapter 13 Bankruptcy Software

  • Must include information on how to fill out the ‘Means Test’ form to determine the type of bankruptcy you will file. You should be able to learn how to calculate your median income with easy instructions.
  • Up-to-date legal content and instructions.
  • Must produce forms that are legal and valid for your local bankruptcy court.
  • Comprehensive step-by-step instruction that ordinary people can understand.
  • Instructions written by qualified attorney with experience in the field of bankruptcy.
  • Must have completed sample documents to illustrate how to fill out the official forms with your data. A sample Chapter 13 repayment plan is also a good option.
  • Can be downloaded and used instantly.
  • Can work with the computer that you are currently using (Mac or PC) with no additional software to buy.
  • Free technical support in case you experience problems with the software.
  • Suggestions on how to present your completed bankruptcy forms to the court.
  • Tips on appearing before the bankruptcy trustee during the creditor’s meeting or 341 meeting.
  • 100% money-back guarantee should a document not be accepted by the court due to error in its base form.

Fortunately, there is a Chapter 13 bankruptcy software that meets all the above criteria. It might even surprise you if you later find out the professional version of the same software is used by attorneys, paralegals and legal document preparation professionals.

I strongly recommend you check the details on how you can buy Standard Legal’s Chapter 13 Bankruptcy Software. This Chapter 13 legal software can help you quickly, easily and affordably file bankruptcy yourself. This product is also recommended by the “American Legal Review.”

Other Chapter 13 Bankruptcy Softwares That Almost Made It

Here’s a short list of other legal kits but did not meet all the criteria above. Most of these failed to mention when was the product last updated. If they can’t say it, then they haven’t made any update at all!

  • Socrates Media – Chapter 7 only and unknown last update. Price: $29.95
  • Find Legal Forms – Chapter 7 only. Also unknown last update. Price: $39.95

Do You Have A Backup Plan?

What is your back-up plan if something goes wrong? It’s always a wise decision to talk to a lawyer first. You may want to get confirmation if you should file Chapter 7 or Chapter 13. You can schedule a free bankruptcy evaluation. You don’t have any obligation to hire but keep the attorney’s name handy. It’s better to have a ‘PLAN B’ in case you change your mind.

Personal Bankruptcy Filing Kit

Complete Chapter 7 & Chapter 13 Bankruptcy Kit

All forms are included with clear examples and step-by-step guide. Produces court accepted documents for all U.S. states. Fully up-to-date, including latest court-mandated updates!

Click here for details

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