Call (877) 872-9037 toll-free and talk to a local lawyer right away. No-obligation to hire!

If you’re thinking about filing bankruptcy, the first though you might have is to find a cheap bankruptcy attorney that you can afford. After all, you are already cash constraint and getting an expensive legal help will not improve your financial status. Hiring the cheapest or pro bono lawyer might not give you the wanted outcome that you are hoping for. It’s your assets that are in risk when it comes to bankruptcy and foreclosure.

There are several ways of locating a low-cost legal professional online. You can try using a free lawyer directory to come up with a good list of candidates. The downside to this method is that you will need to call or visit each one of them and explain your financial situation.

What if there is a better alternative? You are about to learn a simple, free, yet extremely effective method of finding a low-budget attorney without taking much of your time. Here’s a short guide on how to use a legal matching service to find lawyers interested in having your case. [click to continue…]

Do you wonder on how to file bankruptcy with the current budget that you have? Declaring bankruptcy is not an easy thing to do. This article will teach you the three different ways on how to file for personal bankruptcy. Pick the solution that works best for your current budget.

The Safest Method: Hire a Personal Bankruptcy Lawyer

You should first consider the posibility of hiring an affordable bankruptcy lawyer full-time. This method is the safest way because your attorney will guide you through the entire process. The attorney will be the one to prepare your case and file it to the Federal Bankruptcy Court. The only downside to this method is that it is expensive if you don’t know how to screen lawyers to your advantage. There is a smart way of testing this method without spending a single dollar. Most lawyers offer a free initial consultation online or over the phone with no obligation to hire. Take advantage of those free offers! Don’t just find a lawyer — you should find the RIGHT local lawyer for your budget. [click to continue…]

Here’s a comparison of the 2010 and 2009 statistical data that came from the U.S. Bankruptcy Court website. Figures are for non-business bankruptcy filing (Chapter 7, Chapter 11 & Chapter 13 only). The top 9 states with the highest bankruptcy filings are listed below, followed by a complete list compared to the previous year sorted by state. A positive % Diff value means an increase in the number of personal bankruptcy filing on that state. A negative value signifies a decrease in filings.

Nearly three-fourths of American adults will have at least one event per year that requires help from an attorney, according to a recent survey. But, of those people in need of legal assistance, only about half will actually seek legal advice from an attorney. What accounts for this behavior?

The answer is a combination of practical and emotional concerns.

On the practical side, concerns about the cost of legal help can stop people from even inquiring at law offices. For people considering whether or not to file for bankruptcy, this concern may resonate even more. [click to continue…]

On November 1, 2010 a new set of data will take effect that will make qualifying for Chapter 7 bankruptcy more difficult for some debtors. As the median income drops for the average American, the U.S. Trustee Program of DOJ will apply new guidelines for the bankruptcy means test. The U.S. Census Bureau compiled a new median family income based on family size. The new figures will take effect on cases filed on and after November 1, 2010.

The table below is a side-by-side comparison of the old and new data. It might be wise to consult a local bankruptcy lawyer near your area if you have plans to use bankruptcy to solve your growing debt problems.

[click to continue…]

Here’s a compilation of the 2009 statistical data that came from the U.S. Bankruptcy Court website. Figures are for non-business bankruptcy filing (Chapter 7, Chapter 11 & Chapter 13 only). The top 9 states are listed below, followed by a complete list sorted by state.